More than a Payments API.

In fact, we’ve introduced several industry-leading solutions for large industry markets that were in search of payments innovation. In doing so, we’ve developed core competencies that extend far beyond payment processing. By leveraging in-house market expertise and a deep appreciation for your specific needs, we can react and respond quickly to ever-evolving consumer dynamics and deliver the right solution at the right time.

Merchant Accounts

With the YapStone platform, we offer multiple options: Your company can be the merchant-of-record, your client can be the merchant-of-record, or we can create a merchant account that we manage for your benefit. With a simple yet thorough underwriting process, we can enroll you online in near real-time, no matter the size of your business.

Multiple Payment Interfaces

YapStone offers multiple interfaces. This includes a payments API that supports many payment methods and acts as a gateway; a customizable virtual terminal Web link option with full security and encryption; and mobile and social payments solutions. From accounting software providers to online booking engines to tablet-optimized interfaces to POS swipe devices, we make it easy for you by making it easy for your customers to pay in a variety of ways.

Level One PCI Compliant

For seven years running, YapStone has successfully completed our annual PCI audit. As a Level One processor, YapStone meets the highest information security standard level set forth in the Payment Card Industry Data Security Standard (PCI DSS).

Payments At Scale

YapStone offers pricing models that dramatically improve your ability to manage your costs of doing business. Our online payment processing platform offers risk management and supports multiple business models including gratuity, incidentals and shared/split payments.

Our best payment tools don’t exist. Yet.

Creating the future of payments is not for the faint of heart. A mission like this requires a new set of features we’ve yet to imagine. That’s why we hire the best and brightest and give them the support to think them up and build it. We strongly believe our innovative payment technology will bring paradigm shifting convenience to our partners and an elevated sense of fulfillment to our teams.

Dynamic Statement Descriptors

With any purchase, consumers expect to be able to track their transactions to confirm their payment(s) when reviewing their card or bank account history. Our platform makes it easy for you to configure different descriptors for payments at the line-item level, if needed. This critical feature improves your overall transaction experience and may reduce consumer confusion and resulting chargebacks.

Billing and Fees Simplified

Our platform delivers the flexibility you need to manage how transaction costs are collected. With the additional support for different fee models in different payments channels, our technology adapts and aligns with your reconciliation and billing process (not the other way around).

International Payments

Due to regulatory requirements, international payments prove to be very complicated to process. With experience in multiple countries, YapStone is focused on making it easy for you and your customers. We currently support electronic payments for US and European merchants. Our platform can process transactions made in multiple currencies (including EUR, GBP, CAD, and USD) as well as process payouts in your local currency of record. Our platform also offers tremendous control over the transaction between marketplace participants enabling you to dictate settlement currency and set criteria for payout timing and merchant descriptors.

Electronic Payments. Available whenever and wherever your customers are.

YapStone delivers a comprehensive choice of payment options for both our partners and the end user. By supporting multiple payments channels and methods, our online payment processing platform delivers a frictionless experience to ensure your business gets paid quickly and efficiently.

Payment Methods

  • Credit Card

  • Debit Card

  • ACH (eCheck)

  • Cash (via partners)

  • Check Scan

Payment Channels

  • Online

  • Mobile App

  • Email

  • Phone

  • Text Message

  • In Person