Frequently Asked Questions

Does YapStone accept credit cards?

YapStone’s payment solutions accept Visa, Mastercard, Discover, and American Express.

Does YapStone support eCheck?

YapStone’s payment solutions include both eCheck acceptance (electronic debit from consumer bank account) and ACH payouts (electronic transfers to merchants in fragmented markets) at competitive rates.

What payment channels does YapStone offer?

YapStone supports multiple payment channels: online, mobile applications, email, phone, text message and in-person.

What payment methods does YapStone offer?

YapStone supports multiple payment methods: credit card, debit card, ACH (echeck), cash (via partners) and check scanning.

How long does it take to get started with YapStone?

YapStone partners who expect to process less than $200,000 in credit card volume annually may qualify for same-day, automated approval for payment processing. Contact our business development team to learn more.

How long does it take to receive money after a transaction is processed?

Depending on the transaction type, YapStone customer accounts may qualify for funding in three (3) business days or less.

What are the unique features of the YapStone API?

The YapStone API offers several unique features, including: 1) an end-to-end payment solution including credit card, debit card and eCheck; 2) support for splitting off service fee or commission payments from the principal transaction amount; 3) management of disbursement payouts to sub-merchants, including delayed disbursement functionality; 4) automated onboarding; 5) tokenization for PCI compliance.

What type of transaction reporting does YapStone offer?

YapStone partners are enabled with industry-leading transaction reporting tools to maximize our payment solution. Our reporting tools give our partners the ability to customize reports for their needs. For example, partners can organize sub-merchant accounts into a parent-child hierarchy, enabling in-depth views of transaction activity at any level needed. Reports are available in real time, organized for readability by sub-merchant and/or payer and provide seamless reconciliation with bank deposits.